What does Brexit mean for your pension

Brexit is sealed: The United Kingdom and the European Union are finally going their separate ways since the turn of the year. But what does this mean for acquired pension rights?

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Britain’s exit from the EU has had no effect on pension rights that have already been earned. It is reported by the German Pension Insurance Association in Berlin.

This means: Brexit will not change anything for all those who take a pension, taking into account German or EU member states and the British insurance period. Pension entitlements arising as of December 31, 2020 remain.

For future pension claims in Germany or any other EU country and in the United Kingdom for insured individuals who have an insurance period until December 31, 2020, the Trust and Grandfather Rules apply.

Accordingly, employment periods in countries can still be added to pension eligibility to meet the minimum insurance period required in the country concerned – for example, 35 years of insured for long-term old-age pension in Germany Persons whose age is 63 years and above. If the pension requirements are met, you usually pay each country from the time covered there.

What applies to newly insured persons

European Union law applies to the insured who had insurance relations before January 1, 2021 in Germany, another EU country and the UK. In these cases, the period of future employment can also be added later for the pension entitlement. However, this only applies until the insurance or contractual relationship ends.

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For insured individuals who are insured only from 1 January 2021 in one EU country or UK, the new Trade and Cooperation Agreement applies specifically.

Accordingly, German and British time has been completed since January 2021 and other EU member states should be added together for pension eligibility in the future.

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About the Author: Forrest Morton

Organizer. Zombie aficionado. Wannabe reader. Passionate writer. Twitter lover. Music scholar. Web expert.

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